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PV - script and chart function

This function returns the present value of an investment.

PV(rate, nper, pmt [ ,fv [ , type ] ])

Return data type: numeric. The result has a default number format of money. .  

The present value is the total amount that a series of future payments is worth right now. For example, when borrowing money, the loan amount is the present value to the lender.


PV arguments
Argument Description
rate The interest rate per period.
nper The total number of payment periods in an annuity.


The payment made each period. It cannot change over the life of the annuity. A payment is stated as a negative number, for example, -20.


The future value, or cash balance, you want to attain after the last payment is made. If fv is omitted, it is assumed to be 0.


Should be 0 if payments are due at the end of the period and 1 if payments are due at the beginning of the period. If type is omitted, it is assumed to be 0.

Examples and results:  

Examples and results
Example Result

What is the present value of a debt, when you have to pay $100 at the end of each month during a five-year period, given an interest rate of 7%?


Returns $5,050.20

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